Top 3 Mortgage Lenders in Enning

First Premier Bank is one of South Dakota's most established and highly-rated mortgage lenders with a strong statewide presence. While headquartered in Sioux Falls, they serve customers throughout South Dakota including rural areas like Enning. They're particularly noted for their expertise in rural and agricultural lending, offering USDA loans that are ideal for properties in Enning's area. Their local loan officers understand South Dakota's unique housing market and provide personalized service with local underwriting decisions. Customers consistently praise their competitive rates, transparent process, and exceptional customer service, especially for first-time homebuyers and rural property financing.

Plains Commerce Bank has built an outstanding reputation for mortgage lending throughout South Dakota with specialized expertise in rural communities like Enning. They offer a comprehensive range of loan products with particular strength in construction loans, land financing, and agricultural property loans that are highly relevant to Western South Dakota. Their mortgage team is praised for their responsiveness and knowledge of rural property financing challenges. They maintain competitive rates while providing the personal attention of a community bank with the resources of a regional financial institution, making them an excellent choice for Enning residents seeking local expertise with professional service.

As one of South Dakota's largest and most respected credit unions, BHFCU serves members throughout the state including the Enning area. They consistently receive exceptional ratings for their mortgage services, particularly noted for lower fees, competitive interest rates, and outstanding member service. Their mortgage specialists have extensive experience with rural South Dakota properties and offer specialized programs for first-time homebuyers. BHFCU's not-for-profit structure often translates to better terms and lower closing costs for borrowers. They're highly regarded for their streamlined application process and educational approach to home financing, making them a top choice for Enning residents seeking value and exceptional service.