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Eureka, SD

Top 3 Mortgage Lenders in Eureka

Compare verified mortgage lenders serving Eureka, South Dakota. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
470+
Reviews
11
Loan Types

Available Loan Programs in Eureka

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
Land
Agricultural
ARM
First-time Homebuyer

Featured Mortgage Lenders

1

Dacotah Bank

Dacotah Bank

★★★★☆
4.8/5

Dacotah Bank is one of South Dakota's premier community banks with a strong presence serving rural communities throughout the state. With multiple locations across eastern South Dakota, they have extensive experience serving the Eureka area with personalized mortgage solutions. Their high customer satisfaction ratings reflect their commitment to local communities, competitive rates, and comprehensive loan programs including specialized agricultural and rural housing loans. Their experienced loan officers provide personalized service and understand the unique needs of South Dakota homeowners.

Experience:25 years
Reviews:150 customer reviews
420 S Main St, Aberdeen, SD 57401

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

First Dakota National Bank

First Dakota National Bank

★★★★☆
4.7/5

As South Dakota's oldest state-chartered bank, First Dakota National Bank brings over 150 years of banking experience to the Eureka community. They have a dedicated mortgage division with specialists in rural and agricultural lending, making them an excellent choice for Eureka residents. Their mortgage team offers competitive rates, flexible terms, and personalized service with deep understanding of local market conditions. The bank consistently receives high marks for customer service, loan processing efficiency, and their ability to handle complex rural property financing needs.

Experience:30 years
Reviews:120 customer reviews
225 S Main St, Yankton, SD 57078

Loan Types:

ConventionalFHAVAUSDAConstructionLandAgriculturalRefinance
3

Fairway Independent Mortgage Corporation

Fairway Independent Mortgage Corporation

★★★★☆
4.9/5

Fairway Independent Mortgage is a nationally recognized lender with a strong local presence in South Dakota, serving the Eureka area with excellent customer satisfaction ratings. They offer a wide range of mortgage products with competitive rates and have particular expertise in USDA rural development loans, which are ideal for Eureka homebuyers. Their streamlined digital process combined with personalized local service makes them a top choice. They consistently receive praise for their responsive communication, efficient closing processes, and ability to secure favorable terms for borrowers in rural South Dakota communities.

Experience:15 years
Reviews:200 customer reviews
3101 W 41st St Suite 100, Sioux Falls, SD 57105

Loan Types:

ConventionalFHAVAUSDAJumboARMRefinanceFirst-time Homebuyer

Why Choose a Mortgage Lender in Eureka?

Local Market Knowledge

Lenders who understand Eureka's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in South Dakota.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Eureka and get competitive rates on your home loan.