Top 3 Mortgage Lenders in Fairfax

First Premier Bank is one of South Dakota's most established and highly-rated mortgage lenders with a strong statewide presence. Their Premier Mortgage Team specializes in serving both urban and rural communities across South Dakota, including smaller towns like Fairfax. With over 35 years in business and consistently high customer satisfaction ratings, they offer personalized service and deep knowledge of South Dakota's unique housing market. They are particularly strong in rural development loans and construction financing, making them an excellent choice for Fairfax area residents seeking flexible mortgage solutions with local decision-making.

MetaBank, now operating as Pathward, has deep roots in South Dakota with over 65 years of community banking experience. Their mortgage division maintains excellent ratings for customer service and competitive rates throughout South Dakota. They have extensive experience serving rural communities and offer specialized USDA rural development loans that are particularly relevant for Fairfax area homebuyers. Their local processing and underwriting teams provide faster turnaround times and personalized attention, with many customers praising their responsiveness and expertise in South Dakota's unique mortgage landscape.

Sioux Falls Federal Credit Union maintains exceptional customer satisfaction ratings and serves members throughout southeastern South Dakota, including the Fairfax area. With nearly 90 years of financial service experience, their mortgage team offers highly competitive rates and exceptional member service. They are particularly noted for their first-time homebuyer programs and flexible underwriting standards. The credit union's community-focused approach and local decision-making authority make them a top choice for Fairfax residents seeking personalized mortgage solutions with the benefits of member-owned cooperative banking.