Top 3 Mortgage Lenders in Florence

First PREMIER Bank is one of South Dakota's most established and highly-rated mortgage lenders with a strong statewide presence. While headquartered in Sioux Falls, they serve clients throughout South Dakota including Florence. They have exceptional customer satisfaction ratings for their personalized service and competitive rates. Their mortgage team has extensive experience with rural properties and agricultural lending, making them well-suited for Florence area homes. They offer a comprehensive range of loan products with particularly strong expertise in USDA rural development loans that benefit many South Dakota homebuyers.

Gate City Bank has expanded their mortgage services throughout the region and serves South Dakota communities including Florence. They maintain exceptional 4.9-star ratings across multiple review platforms for their outstanding customer service and competitive rates. Their "No Cost Mortgage" option is particularly popular, saving borrowers significant upfront costs. They have strong expertise in rural property financing and offer specialized programs for first-time homebuyers. Despite being based in North Dakota, they have established themselves as a top regional mortgage lender with excellent service throughout the Dakotas.

Citizens State Bank serves multiple communities in eastern South Dakota including the Florence area. As a community bank with deep roots in rural South Dakota, they have exceptional expertise in financing properties in smaller towns and rural areas. They offer personalized service with local decision-making and understand the unique aspects of rural property financing. Their mortgage team has extensive experience with agricultural properties and land loans, making them particularly well-suited for Florence area homebuyers. They maintain strong customer satisfaction ratings for their attentive service and competitive local rates.