Top 3 Mortgage Lenders in Frederick

First Premier Bank has been serving South Dakota communities for over three decades with a strong reputation for personalized mortgage services. While headquartered in Sioux Falls, they maintain a significant presence in northeastern South Dakota with branches in Watertown and other nearby communities. They are particularly known for their expertise in rural and agricultural lending, making them an excellent choice for Frederick area residents. Their mortgage team provides competitive rates on a wide range of loan products with local underwriting decisions and exceptional customer service ratings.

Dacotah Bank has deep roots in South Dakota with nearly a century of community banking experience. They maintain a strong regional presence throughout northeastern South Dakota with multiple branches serving rural communities. Their mortgage division receives consistently high marks for customer satisfaction, local decision-making, and competitive agricultural lending programs. They specialize in understanding the unique needs of rural South Dakota homeowners and offer personalized service with quick turnaround times. Their experienced loan officers are particularly skilled with USDA rural development loans ideal for Frederick area properties.

Service First Mortgage has built an outstanding reputation across South Dakota for their expertise in mortgage lending and exceptional customer service. While based in Sioux Falls, they actively serve clients throughout the state including the Frederick area. They are particularly noted for their competitive rates and streamlined application process. Their loan officers have extensive experience with rural properties and agricultural lending scenarios common in Brown County. They receive consistently high ratings for their responsive communication and ability to close loans efficiently, making them a top choice for Frederick residents seeking mortgage financing.