Top 3 Mortgage Lenders in Freeman

First Dakota National Bank is one of South Dakota's most established and highly-rated financial institutions with a strong presence in rural communities. They have extensive experience serving the Freeman area with personalized mortgage solutions and local underwriting expertise. Their mortgage team is praised for exceptional customer service, competitive rates, and deep understanding of agricultural and rural property financing needs. As a community-focused bank with over 150 years of operation, they offer the stability of a large institution with the personal touch of local decision-making.

Security National Bank has been serving South Dakota communities for over 135 years with a dedicated mortgage division that specifically caters to rural and small-town clients. They are particularly strong in agricultural and rural property lending, making them an excellent choice for Freeman residents. Customers consistently praise their responsive service, local loan processing, and competitive rate offerings. Their mortgage specialists have deep knowledge of USDA rural development loans and other programs beneficial to Freeman area homebuyers.

Plains Commerce Bank has built a strong reputation for mortgage lending throughout eastern South Dakota, with particular expertise in serving rural communities like Freeman. They offer specialized agricultural and rural property loan programs that many national lenders don't provide. Their mortgage team receives high marks for personalized service, local decision-making authority, and flexible underwriting for unique property situations. They have extensive experience with the specific challenges and opportunities of rural South Dakota real estate markets.