Top 3 Mortgage Lenders in Fulton

First Bank & Trust is one of South Dakota's most established and highly-rated financial institutions with a strong presence throughout the state. While based in Sioux Falls, they serve clients across South Dakota including rural communities like Fulton. They offer comprehensive mortgage services with competitive rates and personalized service. Their experienced loan officers specialize in rural property financing and have extensive knowledge of South Dakota's unique real estate market. Customers consistently praise their responsive communication, transparent process, and local decision-making authority.

Dacotah Bank has been serving South Dakota communities for over a century and maintains an excellent reputation for mortgage lending throughout the state. They have specific expertise in rural South Dakota properties and agricultural lending, making them particularly well-suited for Fulton area clients. Their local loan officers provide personalized service with deep knowledge of the region's real estate market. Customers highlight their competitive rates, flexible loan options, and commitment to community banking values. They offer both traditional and specialized loan programs tailored to South Dakota residents.

Wells Fargo maintains a significant physical presence in South Dakota with multiple branches and mortgage offices throughout the state. Their Sioux Falls location serves clients across eastern South Dakota, including Fulton. As one of the nation's largest mortgage lenders, they offer extensive loan programs, digital tools, and competitive rates. Their local mortgage consultants have deep knowledge of South Dakota's housing market and can provide both in-person and remote service. While a national bank, their local team provides personalized attention and understands the specific needs of South Dakota homebuyers, particularly in rural communities.