Top 3 Mortgage Lenders in Geddes

Service First Insurance and Financial Services is a highly-rated local mortgage lender serving Geddes and surrounding communities in central South Dakota. With over two decades of experience, they specialize in rural and agricultural property financing, offering personalized service and competitive rates. Their strong community presence and expertise in USDA loans make them particularly valuable for Geddes area homebuyers. They consistently receive excellent reviews for their responsive communication and ability to navigate complex rural property transactions.

As South Dakota's oldest state-chartered bank, First Dakota National Bank brings extensive experience in rural mortgage lending to the Geddes market. They have deep roots in agricultural communities and understand the unique needs of rural homebuyers. Their mortgage team offers competitive rates and flexible terms, with particular expertise in agricultural property financing and construction loans. The bank maintains multiple branches throughout central South Dakota and is known for its commitment to local communities and personalized customer service.

Guild Mortgage is a nationally recognized lender with strong presence in South Dakota, serving the Geddes area through their Sioux Falls branch. They specialize in rural housing loans and have extensive experience with USDA financing, which is particularly relevant for Geddes homebuyers. Their local loan officers understand South Dakota's unique housing market and provide personalized service with the backing of a large national company. Guild consistently receives high marks for their efficient processing, competitive rates, and expertise in government-backed loan programs suitable for rural communities.