Top 3 Mortgage Lenders in Groton

Dacotah Bank is one of South Dakota's most established and highly-rated regional banks with a strong presence in northeastern South Dakota. While headquartered in Aberdeen, they actively serve the Groton community and surrounding Brown County areas. They receive exceptional ratings for their personalized mortgage services, competitive local rates, and deep understanding of rural and agricultural property financing. Their mortgage team has extensive experience with first-time homebuyer programs, agricultural loans, and construction financing, making them particularly well-suited for the Groton market.

First Bank & Trust has been serving South Dakota communities for over a century and maintains a strong mortgage lending presence in the Aberdeen region that extends to Groton. They are particularly noted for their competitive construction and agricultural land financing options, which are essential for the Groton area. Customers consistently praise their responsive loan officers, streamlined application process, and local decision-making authority. Their deep community involvement and understanding of rural South Dakota real estate markets make them a top choice for Groton residents.

Plains Commerce Bank has built an excellent reputation throughout northeastern South Dakota for mortgage lending, including service to Groton residents. They specialize in both residential and agricultural property financing, offering flexible terms and competitive rates specifically tailored to rural communities. Their mortgage team receives high marks for personalized service, local expertise, and efficient processing. The bank's strong capital position allows them to portfolio many loans, providing greater flexibility than many larger national lenders, particularly for unique property types common in the Groton area.