Top 3 Mortgage Lenders in Hayti

First Source Financial is a highly-rated credit union serving multiple counties in eastern South Dakota, including Hamlin County where Hayti is located. With over 85 years of community banking experience, they offer personalized mortgage services with competitive rates and local decision-making. Their strong reputation comes from deep community involvement and exceptional customer service, particularly for rural homebuyers and agricultural properties. They specialize in USDA rural development loans which are particularly relevant for Hayti area residents.

First Bank & Trust has been serving South Dakota communities for over a century and maintains a strong presence in eastern South Dakota. They offer comprehensive mortgage solutions with local underwriting and personalized service. Their expertise in rural property financing and agricultural lending makes them an excellent choice for Hayti residents. The bank is known for competitive rates, flexible terms, and their commitment to supporting local communities through various homeownership programs and educational resources.

Guild Mortgage is a national lender with a strong local presence in South Dakota, serving rural communities like Hayti through their Sioux Falls branch. They are particularly noted for their exceptional customer service and wide variety of loan programs, including specialized USDA loans perfect for rural South Dakota properties. With over 60 years in the mortgage industry, they offer competitive rates, digital mortgage tools, and local loan officers who understand the unique needs of eastern South Dakota homebuyers. Their high customer satisfaction ratings reflect their commitment to making the mortgage process smooth and transparent.