Top 3 Mortgage Lenders in Herrick

First Dakota National Bank is South Dakota's oldest state-chartered bank with deep roots in rural communities like Herrick. They have exceptional local market knowledge and specialize in agricultural and rural property financing. Their mortgage team receives consistently high ratings for personalized service, competitive rates, and understanding the unique needs of South Dakota homeowners. With multiple branches throughout the region, they provide convenient local service combined with the resources of a major regional financial institution.

Plains Commerce Bank has built a strong reputation across South Dakota for their expertise in rural and agricultural lending. They specifically serve communities throughout South Dakota including the Herrick area, with specialized knowledge of the local real estate market. Customers consistently praise their responsive service, competitive rates, and ability to handle complex rural property transactions. Their mortgage team has extensive experience with USDA loans which are particularly relevant for Herrick homebuyers.

Wells Fargo maintains a strong physical presence throughout South Dakota and serves the Herrick area with both local branch support and dedicated mortgage specialists. They offer a wide range of mortgage products with competitive rates and have particular expertise in rural housing loans. While a national lender, their local South Dakota teams understand the specific market conditions and can provide personalized service. They receive high marks for their digital mortgage experience and comprehensive loan options suitable for various borrower profiles.