Top 3 Mortgage Lenders in Houghton

Bluestone Financial Companies FCU is one of South Dakota's highest-rated mortgage lenders with extensive experience serving rural communities throughout the state. As a credit union, they offer competitive rates and personalized service with a strong focus on member satisfaction. They have particular expertise with USDA rural development loans that are well-suited for Houghton area homebuyers. Their local Aberdeen location provides convenient access for Brown County residents, and they consistently receive excellent reviews for their responsive communication and smooth closing processes.

Plains Commerce Bank has built a strong reputation as a community-focused lender with deep roots in northeastern South Dakota. They specialize in rural and agricultural lending, making them an ideal choice for Houghton area borrowers. Their mortgage team has extensive experience with the unique needs of rural homebuyers and offers competitive construction and land loan programs. Customers consistently praise their local decision-making authority, knowledgeable staff, and commitment to finding the right loan solutions for each borrower's specific situation.

First Bank & Trust has been serving South Dakota communities for nearly three decades with a strong presence throughout the northeastern region. Their mortgage team receives excellent marks for customer service and competitive rate offerings. They have particular expertise with first-time homebuyer programs and offer comprehensive online tools alongside personalized local service. The bank's commitment to community banking principles means Houghton area borrowers work with experienced local professionals who understand the regional real estate market and can provide tailored mortgage solutions.