Top 3 Mortgage Lenders in Howard

First Fidelity Loan Corp is one of South Dakota's most highly-rated mortgage lenders with over two decades of experience serving communities across the state. They maintain an exceptional 4.8-star rating based on nearly 200 customer reviews, highlighting their commitment to personalized service and competitive rates. As a locally-owned and operated company, they specialize in understanding the unique needs of South Dakota homebuyers, including those in rural areas like Howard. Their team offers comprehensive mortgage solutions with particular expertise in USDA loans that benefit rural homebuyers, along with conventional, FHA, and VA options.

Dacotah Bank has been serving South Dakota communities for nearly a century with deep roots in rural banking. With multiple locations across eastern South Dakota, they have extensive experience serving smaller communities like Howard. Their 4.7-star rating reflects consistent customer satisfaction in mortgage lending, particularly for agricultural and rural properties. They offer specialized knowledge of USDA rural development loans and have strong relationships with local real estate professionals throughout the region. As a community-focused institution, they provide personalized service and understand the specific financial needs of South Dakota residents.

Wells Fargo maintains a strong physical presence in South Dakota with multiple branches and dedicated mortgage specialists serving the entire state, including Howard. With over 170 years of banking experience, they offer competitive rates and a wide range of mortgage products. Their 4.5-star rating from hundreds of customers demonstrates reliable service and extensive mortgage expertise. They provide the resources of a national lender combined with local knowledge through their South Dakota-based mortgage team. Wells Fargo is particularly strong in digital mortgage applications while maintaining in-person service options for customers who prefer traditional banking relationships.