Top 3 Mortgage Lenders in Kimball

As South Dakota's oldest state-chartered bank, First Dakota National Bank has deep roots serving communities across the state including the Kimball area. They offer personalized mortgage services with local decision-making and competitive rates. Their mortgage specialists understand rural South Dakota real estate markets and provide comprehensive loan options including USDA loans ideal for the Kimball area. With extensive experience and strong community presence, they're a top choice for borrowers seeking local expertise with the stability of an established financial institution.

Black Hills Federal Credit Union serves members across South Dakota including the Kimball area with competitive mortgage rates and exceptional member service. As a not-for-profit financial cooperative, they often offer lower fees and more flexible terms than traditional banks. Their mortgage team provides personalized guidance through the entire home financing process and specializes in rural property lending. BHFCU has consistently high customer satisfaction ratings and offers special programs for first-time homebuyers and agricultural property financing relevant to the Kimball region.

Guild Mortgage maintains a strong presence in South Dakota with local loan officers who serve the Kimball area. They're particularly recognized for their expertise in government-backed loans including USDA rural development loans that are ideal for the Kimball market. Guild offers competitive rates and a wide variety of loan programs with local processing and underwriting. Their experienced loan officers provide personalized service and have extensive knowledge of South Dakota's rural housing markets. Guild consistently receives high marks for customer service and loan processing efficiency.