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Lead, SD

Top 3 Mortgage Lenders in Lead

Compare verified mortgage lenders serving Lead, South Dakota. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
855+
Reviews
11
Loan Types

Available Loan Programs in Lead

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
Construction-to-Permanent
Land Loans
ARM
First-time Homebuyer

Featured Mortgage Lenders

1

Black Hills Federal Credit Union

Black Hills Federal Credit Union

★★★★☆
4.8/5

As the largest credit union in South Dakota with deep roots in the Black Hills region, BHFCU has been serving Lead and surrounding communities for over eight decades. They offer highly competitive mortgage rates to members, exceptional personalized service, and extensive experience with rural property financing. Their local loan officers understand the unique needs of Black Hills residents and offer flexible terms with minimal fees. With multiple branches throughout the region and a strong commitment to community development, they consistently receive outstanding customer satisfaction ratings.

Experience:85 years
Reviews:285 customer reviews
625 9th St, Rapid City, SD 57701

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

First Western Bank & Trust

First Western Bank & Trust

★★★★☆
4.7/5

First Western Bank & Trust has been a trusted mortgage provider in the Black Hills region for over half a century, with deep connections to Lead and surrounding communities. They offer local decision-making, competitive rates, and specialized expertise in mountain and rural property financing. Their experienced loan officers provide personalized guidance through the entire mortgage process, with particular strength in construction loans and vacation property financing. The bank maintains strong community involvement and has earned numerous local business excellence awards.

Experience:55 years
Reviews:192 customer reviews
625 Saint Joseph St, Rapid City, SD 57701

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentLand LoansRefinance
3

Fairway Independent Mortgage Corporation

Fairway Independent Mortgage Corporation - Rapid City

★★★★☆
4.9/5

Fairway Independent Mortgage has established itself as one of the top-rated mortgage lenders serving the Black Hills region, including Lead. With nearly three decades of experience and multiple local loan officers, they offer exceptional customer service and highly competitive rates. They specialize in streamlined digital processing while maintaining personalized local support. The company has received numerous national awards for customer satisfaction and consistently earns perfect 5-star reviews from Black Hills area homebuyers for their responsiveness and expertise with rural property financing.

Experience:26 years
Reviews:378 customer reviews
2216 Jackson Blvd, Rapid City, SD 57702

Loan Types:

ConventionalFHAVAUSDAJumboARMRefinanceFirst-time Homebuyer

Why Choose a Mortgage Lender in Lead?

Local Market Knowledge

Lenders who understand Lead's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in South Dakota.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Lead and get competitive rates on your home loan.