Top 3 Mortgage Lenders in Long Valley

First Premier Bank stands as one of South Dakota's most established mortgage lenders with deep roots across the state, including service to rural communities like Long Valley. Their Premier Mortgage Team receives exceptional ratings for personalized service and competitive rural lending programs. With over three decades of experience, they specialize in USDA loans which are particularly valuable for Long Valley homebuyers, offering 100% financing options. Their local decision-making process and understanding of South Dakota's unique housing markets make them a top choice for personalized mortgage solutions with quick turnaround times.

Plains Commerce Bank has built a strong reputation across South Dakota for their expertise in rural and agricultural lending, making them exceptionally well-suited to serve Long Valley residents. They offer specialized construction and land loan programs that are particularly valuable in rural areas. Their mortgage team receives high marks for responsive communication and flexible underwriting that understands the unique financial situations of rural South Dakotans. With extensive experience in USDA rural development loans and local processing, they provide efficient service tailored to the specific needs of Western South Dakota communities.

As South Dakota's largest credit union, BHFCU has an outstanding reputation for mortgage lending across the entire state, including comprehensive service to Long Valley and surrounding rural communities. They consistently earn near-perfect ratings for their competitive rates, exceptional member service, and community-focused approach. Their mortgage specialists have extensive experience with rural properties and offer particularly strong first-time homebuyer programs. The credit union's not-for-profit structure allows them to offer some of the most competitive rates and lowest fees in the region, while their local underwriting ensures quick decisions and personalized service for every borrower.