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Mitchell, SD

Top 3 Mortgage Lenders in Mitchell

Compare verified mortgage lenders serving Mitchell, South Dakota. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
470+
Reviews
10
Loan Types

Available Loan Programs in Mitchell

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
First-time Homebuyer
Construction-to-Permanent
Lot Loans

Featured Mortgage Lenders

1

First Dakota National Bank

First Dakota National Bank

★★★★☆
4.8/5

First Dakota National Bank stands as Mitchell's premier local mortgage lender with deep community roots and exceptional customer satisfaction ratings. As one of South Dakota's oldest and most trusted financial institutions, they offer personalized mortgage services with local decision-making and competitive rates. Their experienced loan officers provide comprehensive guidance through the entire home financing process, from pre-approval to closing, with special expertise in agricultural and rural property financing that's particularly valuable in the Mitchell area.

Experience:25 years
Reviews:150 customer reviews
825 North Main Street, Mitchell, SD 57301

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Home Federal Bank

Home Federal Bank

★★★★☆
4.7/5

Home Federal Bank is a highly-rated regional mortgage lender with strong presence throughout South Dakota, including dedicated service to Mitchell residents. With nearly 90 years of banking experience, they combine the personal service of a community bank with the resources of a regional financial institution. Their mortgage team receives consistently excellent reviews for responsiveness, competitive rates, and guiding borrowers through complex financing situations. They offer special first-time homebuyer programs and have extensive experience with both urban and rural South Dakota properties.

Experience:20 years
Reviews:200 customer reviews
200 East 10th Street, Sioux Falls, SD 57104

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerRefinanceConstruction
3

Security National Bank of South Dakota

Security National Bank of South Dakota

★★★★☆
4.6/5

Security National Bank of South Dakota brings over 140 years of banking expertise to Mitchell homebuyers, offering comprehensive mortgage solutions with outstanding customer service ratings. While based in Sioux Falls, they actively serve the Mitchell market with dedicated mortgage professionals who understand the unique needs of South Dakota communities. They excel in construction lending and offer specialized programs for agricultural and rural properties. Their local decision-making process and competitive rate structures make them a top choice for Mitchell-area borrowers seeking reliable, professional mortgage services.

Experience:15 years
Reviews:120 customer reviews
222 South Phillips Avenue, Sioux Falls, SD 57104

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentLot LoansRefinance

Why Choose a Mortgage Lender in Mitchell?

Local Market Knowledge

Lenders who understand Mitchell's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in South Dakota.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Mitchell and get competitive rates on your home loan.