Top 3 Mortgage Lenders in Montrose

As one of South Dakota's most established credit unions, Sioux Falls Federal Credit Union has been serving communities across the state for over eight decades. They offer highly competitive mortgage rates and personalized service, with particular expertise in first-time homebuyer programs and USDA rural development loans that are ideal for Montrose area residents. Their mortgage specialists provide local underwriting decisions and work closely with clients throughout the entire home financing process.

Great Western Bank has deep roots in South Dakota with multiple branches throughout the state. They specialize in agricultural and rural community lending, making them particularly well-suited for Montrose residents. Their mortgage team offers local decision-making and understands the unique needs of South Dakota homebuyers. They provide competitive construction and lot loan options, which are valuable for buyers looking to build in more rural areas like Montrose.

The Mortgage Company is a highly-rated local mortgage broker serving communities throughout southeastern South Dakota. They work with multiple lenders to find the best rates and terms for each client's unique situation. Their team has extensive experience with rural property financing and USDA loans that are particularly relevant for Montrose homebuyers. They're known for exceptional customer service and their ability to close loans quickly, with many clients praising their responsiveness and attention to detail throughout the mortgage process.