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Nisland, SD

Top 3 Mortgage Lenders in Nisland

Compare verified mortgage lenders serving Nisland, South Dakota. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
365+
Reviews
10
Loan Types

Available Loan Programs in Nisland

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
Construction-to-Perm
Lot Loans
Renovation

Featured Mortgage Lenders

1

Black Hills Federal Credit Union

Black Hills Federal Credit Union

★★★★☆
4.8/5

As one of South Dakota's largest and most established credit unions, BHFCU has been serving the entire Black Hills region including Nisland for over eight decades. They are highly rated for their competitive rates, personalized service, and deep community commitment. Their mortgage specialists provide comprehensive guidance through the entire home loan process, offering a wide range of loan products with local underwriting decisions. Members consistently praise their transparency, low fees, and exceptional customer service.

Experience:85 years
Reviews:150 customer reviews
3333 W Main St, Rapid City, SD 57702

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

First Interstate Bank

First Interstate Bank

★★★★☆
4.7/5

First Interstate Bank has a strong regional presence throughout the Black Hills and serves Nisland residents with comprehensive mortgage services. With local loan officers who understand rural and small-town property needs, they offer competitive rates and flexible terms. Their mortgage team is praised for being responsive, knowledgeable about local market conditions, and providing clear communication throughout the lending process. The bank's long history and community-focused approach make them a trusted choice for home financing.

Experience:55 years
Reviews:120 customer reviews
625 9th St, Rapid City, SD 57701

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermLot LoansRefinance
3

Academy Mortgage Corporation

Academy Mortgage Corporation - Spearfish Branch

★★★★☆
4.9/5

Academy Mortgage's Spearfish location serves the entire Northern Black Hills region including Nisland, with exceptional ratings for their mortgage expertise and customer service. They specialize in providing personalized mortgage solutions with local processing and underwriting. Customers consistently highlight their efficiency, attention to detail, and ability to close loans quickly. Their loan officers have extensive experience with rural properties and understand the unique aspects of Western South Dakota real estate, making them a top choice for competitive rates and reliable service.

Experience:30 years
Reviews:95 customer reviews
1445 North Ave, Spearfish, SD 57783

Loan Types:

ConventionalFHAVAUSDAJumboRenovationRefinance

Why Choose a Mortgage Lender in Nisland?

Local Market Knowledge

Lenders who understand Nisland's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in South Dakota.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Nisland and get competitive rates on your home loan.