Top 3 Mortgage Lenders in Platte

First Source Financial is a highly-rated local mortgage brokerage based right in Platte, South Dakota. Chris Nelson and his team have built an exceptional reputation for providing personalized mortgage solutions with deep expertise in rural and agricultural lending. They specialize in serving South Dakota communities with competitive rates on all major loan types including USDA loans which are particularly relevant for the Platte area. Their local presence and understanding of the regional real estate market make them a top choice for homebuyers in Charles Mix County and surrounding areas.

First Dakota National Bank is one of South Dakota's oldest and most trusted financial institutions with a strong mortgage lending division that serves the Platte area. While based in Mitchell, they have extensive experience serving rural communities throughout central and southeastern South Dakota. Their mortgage team offers comprehensive lending solutions including specialized agricultural and construction loans, making them ideal for the Platte market. With over 25 years in mortgage lending and deep community roots, they provide reliable service with competitive rates and local decision-making authority.

Guild Mortgage is a nationally recognized mortgage lender with a strong local presence in Mitchell that actively serves the Platte community. Their Mitchell branch has built an excellent reputation for providing comprehensive mortgage solutions with particular expertise in government-backed loans including VA and USDA programs that benefit rural homebuyers. As a direct lender with in-house underwriting, they can offer competitive rates and efficient processing. Their experienced loan officers have deep knowledge of South Dakota's housing market and provide personalized service to clients throughout the region.