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Home/South Dakota/Rapid City
Rapid City, SD

Top 3 Mortgage Lenders in Rapid City

Compare verified mortgage lenders serving Rapid City, South Dakota. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
550+
Reviews
9
Loan Types

Available Loan Programs in Rapid City

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-Time Homebuyer
ARM
Reverse Mortgages

Featured Mortgage Lenders

1

Fairway Independent Mortgage

Fairway Independent Mortgage Corporation

★★★★☆
4.8/5

Fairway Independent Mortgage is a top-rated lender in Rapid City known for its exceptional customer service and competitive rates. With over 28 years of experience, they have built a strong local presence and are praised for their personalized, efficient loan processes. They offer a wide range of loan products, including specialized programs for first-time homebuyers and veterans, and have consistently high customer satisfaction ratings due to their transparent communication and community involvement.

Experience:28 years
Reviews:250 customer reviews
2100 West Main Street, Rapid City, SD 57702

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-Time Homebuyer
2

New American Funding

New American Funding, LLC

★★★★☆
4.7/5

New American Funding is a highly reputable mortgage lender serving Rapid City with a focus on diversity and accessibility. Founded in 2003, they have earned strong ratings for their competitive rates and customer-centric approach, including specialized programs for low-to-moderate income borrowers. Their local branch provides personalized service, and they are known for their fast closings and extensive loan options, making them a preferred choice for many homebuyers in the area.

Experience:21 years
Reviews:180 customer reviews
444 Mount Rushmore Road, Rapid City, SD 57701

Loan Types:

ConventionalFHAVAUSDAJumboARMRefinanceReverse Mortgages
3

Movement Mortgage

Movement Mortgage, LLC

★★★★☆
4.6/5

Movement Mortgage is a well-regarded lender in Rapid City, recognized for its streamlined digital processes and strong community ties. With 16 years in business, they offer a variety of loan products and are praised for their quick turnaround times and helpful staff. Their commitment to local outreach and education, combined with competitive rates and excellent customer service, makes them a reliable option for home financing in the Black Hills region.

Experience:16 years
Reviews:120 customer reviews
300 St. Joseph Street, Rapid City, SD 57701

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-Time Homebuyer

Why Choose a Mortgage Lender in Rapid City?

Local Market Knowledge

Lenders who understand Rapid City's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in South Dakota.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Rapid City and get competitive rates on your home loan.