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Scotland, SD

Top 3 Mortgage Lenders in Scotland

Compare verified mortgage lenders serving Scotland, South Dakota. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
300+
Reviews
11
Loan Types

Available Loan Programs in Scotland

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
First-time Homebuyer
Home Equity
Construction-to-Permanent
Land Loans

Featured Mortgage Lenders

1

First National Bank Aberdeen

First National Bank Aberdeen

★★★★☆
4.8/5

First National Bank Aberdeen is a highly-rated regional lender with strong presence throughout northeastern South Dakota, including serving Scotland residents. They offer personalized mortgage services with local decision-making and competitive rates. Their experienced loan officers provide comprehensive guidance through the entire mortgage process, from application to closing. The bank has built an excellent reputation for customer service and community involvement, with many customers praising their responsiveness and attention to detail.

Experience:25 years
Reviews:85 customer reviews
201 S Main St, Aberdeen, SD 57401

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Dacotah Bank

Dacotah Bank

★★★★☆
4.7/5

Dacotah Bank is a well-established regional financial institution that serves communities throughout South Dakota, including Scotland. They offer a wide range of mortgage products with competitive rates and flexible terms. The bank is known for its strong community focus and personalized service approach. Their mortgage team has extensive experience helping rural and small-town homebuyers navigate the financing process. Customer reviews frequently highlight their professionalism, local expertise, and ability to close loans efficiently.

Experience:20 years
Reviews:120 customer reviews
101 6th Ave SW, Watertown, SD 57201

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerRefinanceHome Equity
3

Plains Commerce Bank

Plains Commerce Bank

★★★★☆
4.6/5

Plains Commerce Bank is a respected South Dakota-based lender that serves customers statewide, including Scotland area residents. They offer comprehensive mortgage solutions with a focus on agricultural and rural communities. The bank provides competitive rates and flexible loan options tailored to individual needs. Their experienced mortgage professionals are known for providing clear communication throughout the lending process and helping borrowers find the best financing solutions. They have built a strong reputation for reliability and customer satisfaction across South Dakota.

Experience:22 years
Reviews:95 customer reviews
2121 S Minnesota Ave, Sioux Falls, SD 57105

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentLand LoansRefinance

Why Choose a Mortgage Lender in Scotland?

Local Market Knowledge

Lenders who understand Scotland's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in South Dakota.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Scotland and get competitive rates on your home loan.