Top 3 Mortgage Lenders in Sioux Falls

First Premier Bank is a highly-rated local South Dakota institution with deep roots in Sioux Falls. Their mortgage department receives exceptional reviews for personalized service, local decision-making, and competitive rates. As a community bank, they offer the advantage of working with local underwriters and processors who understand the Sioux Falls market specifically. Customers consistently praise their responsiveness, transparency throughout the process, and expertise with first-time homebuyer programs.

As Sioux Falls' original national bank, FNB has served the community for over a century with outstanding mortgage services. They maintain exceptional ratings for their local expertise, competitive pricing, and comprehensive loan options. Their mortgage team includes seasoned professionals with deep knowledge of South Dakota housing markets. Customers highlight their efficient processing, clear communication, and ability to close loans quickly. The bank's strong community presence ensures personalized service and local decision-making authority.

HomeStreet Bank maintains a strong Sioux Falls presence with a dedicated mortgage center that receives excellent customer feedback. While regional in scope, their local team provides personalized service with the backing of an established mortgage lender. They're particularly noted for competitive jumbo loan rates and expertise with construction lending. Reviewers consistently mention their professionalism, attention to detail, and ability to handle complex mortgage scenarios efficiently. Their long-standing reputation in the mortgage industry ensures reliable service and diverse loan product options.