Top 3 Mortgage Lenders in South Shore

First Premier Bank has been serving South Dakota communities for over 35 years with a strong focus on local residential lending. Their Premier Mortgage Team in Watertown (just 15 miles from South Shore) consistently receives excellent reviews for personalized service and competitive rates. They specialize in rural property financing and understand the unique needs of Lake County residents, offering specialized construction loans for lake homes and vacation properties common in the South Shore area.

First Bank & Trust has deep roots in eastern South Dakota with over 95 years of community banking experience. Their Brookings location serves the entire region including South Shore, with mortgage specialists who understand rural property financing and agricultural-area lending needs. They're particularly strong with first-time homebuyer programs and offer competitive USDA loans ideal for the South Shore area. Customers consistently praise their local decision-making and responsive service.

Great Western Bank has been a trusted mortgage lender throughout South Dakota for generations, with specialized expertise in rural and lakeside property financing perfect for the South Shore market. Their Sioux Falls team regularly serves clients throughout eastern South Dakota, offering particularly strong construction and lot loan programs ideal for lake property development. They maintain competitive rates while providing the personalized service of a community bank with the resources of a regional institution.