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Home/South Dakota/Stratford
Stratford, SD

Top 3 Mortgage Lenders in Stratford

Compare verified mortgage lenders serving Stratford, South Dakota. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
555+
Reviews
9
Loan Types

Available Loan Programs in Stratford

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
Land
First-time Homebuyer

Featured Mortgage Lenders

1

Dakota Prairie Bank

Dakota Prairie Bank

★★★★☆
4.8/5

Dakota Prairie Bank is a highly-rated community bank serving the Stratford area with deep roots in northeastern South Dakota. They specialize in agricultural and rural property lending, making them an excellent choice for Stratford residents. With over two decades of experience, they offer personalized service and local decision-making. Their mortgage team understands the unique needs of rural South Dakota homebuyers and offers competitive rates with flexible terms. Customers consistently praise their responsive service and expertise in rural property financing.

Experience:25 years
Reviews:85 customer reviews
48035 SD Highway 15, Clear Lake, SD 57226

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Dacotah Bank

Dacotah Bank

★★★★☆
4.7/5

Dacotah Bank has been serving South Dakota communities for over three decades with a strong presence in the northeastern region. They have extensive experience with rural and agricultural lending, making them well-suited for Stratford area homebuyers. The bank offers competitive mortgage rates and various loan programs tailored to local needs. Their mortgage specialists provide personalized guidance throughout the home buying process, and customers frequently commend their knowledgeable staff and efficient service. They maintain strong community relationships throughout their service area.

Experience:35 years
Reviews:120 customer reviews
400 South 2nd Street, Groton, SD 57445

Loan Types:

ConventionalFHAVAUSDAConstructionLandRefinance
3

Gate City Bank

Gate City Bank

★★★★☆
4.9/5

While based in Fargo, Gate City Bank has established itself as a top-rated mortgage lender serving the broader region including northeastern South Dakota. They are particularly known for exceptional customer service and competitive rates. The bank offers a comprehensive range of mortgage products and has received numerous awards for customer satisfaction. Their digital mortgage application process is highly rated, and they provide personalized service for rural properties. Customers consistently praise their transparency, communication, and smooth closing processes, making them a reliable choice for Stratford area residents.

Experience:20 years
Reviews:350 customer reviews
1200 42nd Street South, Fargo, ND 58103

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerRefinance

Why Choose a Mortgage Lender in Stratford?

Local Market Knowledge

Lenders who understand Stratford's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in South Dakota.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Stratford and get competitive rates on your home loan.