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Sturgis, SD

Top 3 Mortgage Lenders in Sturgis

Compare verified mortgage lenders serving Sturgis, South Dakota. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
755+
Reviews
11
Loan Types

Available Loan Programs in Sturgis

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
Adjustable-Rate
Fixed-Rate
Construction-to-Permanent
Lot Loans

Featured Mortgage Lenders

1

Black Hills Federal Credit Union

Black Hills Federal Credit Union

★★★★☆
4.8/5

As one of South Dakota's largest and most trusted credit unions, BHFCU has been serving the Sturgis community and surrounding Black Hills region for over eight decades. They consistently receive exceptional ratings for their personalized mortgage services, competitive rates, and deep community involvement. Their mortgage specialists provide comprehensive guidance through the entire home financing process, with special expertise in rural housing loans that are particularly relevant to the Sturgis area.

Experience:85 years
Reviews:185 customer reviews
601 Mount Rushmore Road, Rapid City, SD 57701

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Wells Fargo Home Mortgage

Wells Fargo Bank, N.A.

★★★★☆
4.6/5

With a physical branch presence in nearby Rapid City and extensive experience serving South Dakota communities, Wells Fargo offers Sturgis residents access to a wide variety of mortgage products and competitive rates. Their long-standing presence in the region and nationwide resources make them a reliable choice for both first-time homebuyers and experienced investors. They provide specialized digital tools for easy application tracking and have dedicated local mortgage consultants familiar with the Sturgis market.

Experience:170 years
Reviews:420 customer reviews
2101 West Omaha Street, Rapid City, SD 57701

Loan Types:

ConventionalFHAVAUSDAJumboAdjustable-RateFixed-RateRefinance
3

First Interstate Bank

First Interstate Bank

★★★★☆
4.7/5

First Interstate Bank has deep roots in the Western South Dakota region and maintains a strong commitment to serving Sturgis and the Black Hills area. They are particularly noted for their construction and land loans, which are valuable for the growing Sturgis community. Their local decision-making process and personalized service approach have earned them excellent customer satisfaction ratings. The bank's mortgage specialists have extensive knowledge of local property values and market conditions in Meade County.

Experience:55 years
Reviews:150 customer reviews
625 5th Street, Rapid City, SD 57701

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentLot LoansRefinance

Why Choose a Mortgage Lender in Sturgis?

Local Market Knowledge

Lenders who understand Sturgis's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in South Dakota.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Sturgis and get competitive rates on your home loan.