Top 3 Mortgage Lenders in Tolstoy

Dacotah Bank is one of South Dakota's most established and highly-rated regional banks with a strong presence in rural communities throughout the state. With over a century of service, they have deep roots in South Dakota's agricultural and residential lending markets. Their Aberdeen location serves as a regional hub for communities like Tolstoy, offering personalized mortgage services with local decision-making. Customers consistently praise their knowledgeable loan officers, competitive rural lending programs, and exceptional customer service for both purchase and refinance transactions.

Plains Commerce Bank has built an outstanding reputation for serving rural South Dakota communities with specialized mortgage products tailored to agricultural and small-town needs. They are particularly strong in USDA rural development loans and construction lending, making them an excellent fit for Tolstoy area residents. Their loan officers have extensive experience with rural property financing and offer competitive rates with flexible terms. The bank receives high marks for their responsive service, local underwriting, and understanding of rural property values and challenges.

As South Dakota's oldest state-chartered bank, First Dakota National Bank brings unparalleled experience and stability to mortgage lending throughout the region. They have extensive expertise in rural and agricultural lending, making them particularly well-suited to serve Tolstoy and surrounding communities. Their mortgage team specializes in working with rural homeowners and offers competitive USDA and FHA loan programs. Customers consistently report excellent communication throughout the loan process, competitive rates, and deep understanding of rural property financing needs.