Top 3 Mortgage Lenders in Trent

First Dakota National Bank is one of South Dakota's oldest and most trusted financial institutions with a strong presence in southeastern South Dakota. While headquartered in Yankton (approximately 45 minutes from Trent), they serve the entire region including Moody County. They offer highly competitive mortgage rates and personalized service through local loan officers who understand rural and small-town South Dakota real estate. Their long-standing community commitment, extensive mortgage product portfolio, and exceptional customer service ratings make them a top choice for Trent area homebuyers.

As one of the largest credit unions in South Dakota, Sioux Falls Federal Credit Union serves members throughout southeastern South Dakota, including the Trent area. They are particularly noted for their competitive rates, low fees, and exceptional member service. Their mortgage team specializes in rural and small-town properties and offers flexible underwriting for various property types common in the region. With strong community roots and a member-first approach, they consistently receive high marks for customer satisfaction and mortgage processing efficiency.

Guild Mortgage has established a strong regional presence in southeastern South Dakota with their Sioux Falls branch serving communities throughout the area, including Trent. As a dedicated mortgage lender (not a bank), they specialize exclusively in home loans, allowing for greater expertise and faster processing times. They are particularly strong with government-backed loans (FHA, VA, USDA) which are popular in rural South Dakota. Their local loan officers have extensive experience with rural properties and agricultural-area lending, making them well-suited to serve Trent residents' unique mortgage needs.