Top 3 Mortgage Lenders in Tulare

First Option Mortgage is a highly-rated regional mortgage lender serving communities across South Dakota, including the Tulare area. With nearly two decades of experience, they specialize in rural and agricultural lending, making them particularly well-suited for the Tulare market. They offer personalized service with local loan officers who understand the unique needs of South Dakota homeowners. Their excellent customer reviews highlight their responsive communication, competitive rates, and expertise in USDA rural development loans which are highly relevant for the Tulare area.

Plains Commerce Bank is a South Dakota-based community bank with a strong mortgage lending division that serves the entire state, including the Tulare region. They have built an excellent reputation for agricultural and rural property lending, which aligns perfectly with Tulare's needs. Their local decision-making process and understanding of South Dakota's real estate market make them a top choice. Customers consistently praise their knowledgeable staff, efficient processing, and competitive loan products tailored to rural communities.

Sioux Falls Federal Credit Union offers comprehensive mortgage services throughout South Dakota, including service to Tulare residents. As a member-owned financial institution, they frequently offer more competitive rates and lower fees than traditional banks. Their mortgage team has extensive experience with rural South Dakota properties and offers personalized guidance through the entire home buying process. They are particularly noted for their excellent customer service, educational resources for first-time homebuyers, and flexible loan options that accommodate various financial situations.