Top 3 Mortgage Lenders in Valley Springs

First Premier Bank is one of South Dakota's most established and highly-rated regional banks with a strong mortgage division. They have served the Sioux Falls metropolitan area and surrounding communities including Valley Springs for over three decades. Their mortgage team receives exceptional reviews for personalized service, competitive rates, and deep knowledge of South Dakota's unique housing market. As a community-focused institution, they offer specialized guidance for first-time homebuyers and have extensive experience with rural development loans that benefit Valley Springs residents.

Liberty Mortgage Services is a highly-rated local mortgage broker serving the entire Sioux Empire region including Valley Springs. With nearly perfect ratings across multiple review platforms, they are praised for their exceptional customer service, streamlined processes, and expertise in navigating complex loan scenarios. Their team of experienced loan officers specializes in helping clients throughout Minnehaha and Lincoln counties, offering personalized attention that larger institutions often lack. They have particular expertise with USDA rural housing loans that are ideal for Valley Springs homebuyers.

Wells Fargo maintains a strong physical presence in Sioux Falls with experienced mortgage professionals who regularly serve Valley Springs residents. As one of the nation's largest mortgage lenders, they offer competitive rates, extensive loan products, and digital tools that streamline the application process. Their local Sioux Falls team receives high marks for knowledgeable guidance and efficient service, combining national resources with local market expertise. They have particular strength in jumbo loans and offer special programs for medical professionals and other specific borrower profiles that benefit the broader Sioux Falls region.