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Watauga, SD

Top 3 Mortgage Lenders in Watauga

Compare verified mortgage lenders serving Watauga, South Dakota. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
420+
Reviews
9
Loan Types

Available Loan Programs in Watauga

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
Lot
First-time Homebuyer

Featured Mortgage Lenders

1

Dakota Community Bank & Trust

Dakota Community Bank & Trust, N.A.

★★★★☆
4.8/5

Dakota Community Bank & Trust is a highly-rated regional lender with strong presence across South Dakota, including service to Watauga and other rural communities. They specialize in agricultural and rural property financing with personalized service. Their local decision-making process and expertise in USDA loans make them ideal for Watauga homebuyers. With consistently high customer satisfaction ratings, they offer competitive rates and deep understanding of South Dakota's unique housing market needs.

Experience:20 years
Reviews:85 customer reviews
100 3rd St SW, Aberdeen, SD 57401

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

First Interstate Bank

First Interstate Bank

★★★★☆
4.7/5

First Interstate Bank has served South Dakota communities for decades with comprehensive mortgage services. They maintain a strong Aberdeen presence that serves the Watauga area with expertise in rural property financing. Known for their competitive rates and exceptional customer service, they offer both in-person and digital mortgage experiences. Their long-standing community commitment and extensive loan product portfolio make them a top choice for Watauga residents seeking reliable mortgage financing.

Experience:55 years
Reviews:120 customer reviews
1401 6th Ave SE, Aberdeen, SD 57401

Loan Types:

ConventionalFHAVAUSDAConstructionLotRefinance
3

Black Hills Federal Credit Union

Black Hills Federal Credit Union

★★★★☆
4.9/5

As South Dakota's largest credit union, BHFCU serves members statewide including Watauga residents. They consistently receive top ratings for customer satisfaction and offer highly competitive mortgage rates to members. Their expertise in rural South Dakota mortgages and exceptional member service make them a premier choice. With digital mortgage capabilities and local service centers throughout the state, they provide convenient access to comprehensive mortgage solutions with a personal touch that national lenders can't match.

Experience:85 years
Reviews:215 customer reviews
625 9th St, Rapid City, SD 57701

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerConstructionRefinance

Why Choose a Mortgage Lender in Watauga?

Local Market Knowledge

Lenders who understand Watauga's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in South Dakota.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Watauga and get competitive rates on your home loan.