Top 3 Mortgage Lenders in Chestnut Mound

First National Bank of Tennessee is a community-focused institution with deep roots in Smith County, where Chestnut Mound is located. As a locally-owned bank with over 120 years of service, they have exceptional knowledge of rural property financing and agricultural lending needs. Their mortgage team specializes in USDA loans which are particularly beneficial for Chestnut Mound residents, and they offer personalized service with local decision-making. Customers consistently praise their competitive rates, transparent process, and commitment to the community.

Wilson Bank & Trust has established itself as a premier mortgage lender throughout Middle Tennessee, including strong presence in Smith County. They are particularly noted for their construction and land loan expertise, which is valuable in rural areas like Chestnut Mound. The bank offers competitive rates with various loan programs and maintains local underwriting authority, allowing for faster decisions. Their mortgage specialists have extensive experience with rural property financing and USDA loans, and they receive consistent praise for their responsive service and local community involvement.

Ascend Federal Credit Union serves multiple counties in Middle Tennessee, including Smith County where Chestnut Mound is located. As one of the region's largest credit unions, they offer highly competitive mortgage rates and low fees. Their mortgage team has specialized expertise in rural property financing and offers exceptional first-time homebuyer programs. Members consistently rate them highly for their personalized service, educational approach to the mortgage process, and commitment to finding the right loan product for each borrower's unique situation in rural communities.