Top 3 Mortgage Lenders in Columbia

Regions Bank stands out as one of the most established and highly-rated mortgage lenders serving Columbia directly with a physical branch location. With over 25 years of mortgage lending experience in the Tennessee market, they offer the advantage of local underwriting and decision-making combined with the resources of a major regional bank. Customers consistently praise their competitive rates, personalized service from local loan officers, and smooth closing process. Their strong community presence and extensive experience with various loan types make them a top choice for Columbia homebuyers seeking reliability and local expertise.

Churchill Mortgage has built an exceptional reputation across Middle Tennessee, including strong service in Columbia, with their Dave Ramsey-endorsed approach to mortgage lending. Founded in 1992, they specialize in providing straightforward, transparent mortgage solutions with a focus on financial education and customer empowerment. Their high rating reflects consistent customer satisfaction with their detailed communication, competitive rates, and ethical lending practices. While based in Brentwood, they actively serve the Columbia market with dedicated local loan officers who understand the specific needs of Maury County homebuyers.

New American Funding brings innovative mortgage solutions to Columbia homebuyers through their strong Nashville-area presence. As a direct lender with their own underwriting and funding capabilities, they offer faster processing times and more flexible guidelines than many competitors. They're particularly noted for their excellent service to first-time homebuyers and diverse loan programs, including special initiatives for minority borrowers. Their local loan team has extensive experience with the Columbia real estate market and provides personalized service with the backing of a national lender's resources and technology platform.