Top 3 Mortgage Lenders in Cottage Grove

First South Financial Credit Union is one of West Tennessee's most trusted mortgage lenders with deep roots in the region. As a member-owned financial cooperative, they offer highly competitive rates and personalized service to Cottage Grove residents. Their mortgage team specializes in rural home financing options including USDA loans, which are particularly relevant for the Cottage Grove area. With over eight decades of serving West Tennessee communities, they have built a reputation for exceptional customer service and local decision-making.

Regions Bank maintains a strong physical presence in West Tennessee with multiple branches serving the Cottage Grove area. Their mortgage division offers comprehensive home loan solutions with the convenience of local banking relationships combined with the resources of a regional financial institution. Regions is particularly noted for their first-time homebuyer programs and competitive conventional loan options. Their local mortgage specialists understand the unique aspects of the Cottage Grove housing market and provide personalized guidance throughout the entire process.

Mortgage Investors Group is a Tennessee-based mortgage lender with deep expertise in serving rural communities like Cottage Grove. They specialize in government-backed loans including VA and USDA programs that are well-suited for the area. As one of the largest independent mortgage lenders in Tennessee, they combine local market knowledge with extensive lending resources. Their Jackson office provides convenient access for Cottage Grove residents seeking personalized mortgage services, competitive rates, and expertise in rural property financing.