Top 3 Mortgage Lenders in Dover

F&M Bank has been serving Middle Tennessee for over a century with a strong reputation for personalized mortgage services. As a community-focused institution, they offer local underwriting and decision-making, which provides faster closings and more flexible lending criteria. Their mortgage team specializes in rural and suburban properties, making them an excellent choice for Dover homebuyers. With competitive rates and deep roots in the Montgomery County area, they understand the local real estate market dynamics and offer both construction and permanent financing options.

Churchill Mortgage has built a strong reputation across Tennessee for reliable mortgage services with a focus on customer education and transparent processes. Founded by industry veteran Mike Hardwick, the company specializes in all major loan types with particular expertise in VA and conventional loans. They maintain a physical presence throughout Middle Tennessee and actively serve the Dover area with local loan officers who understand rural property financing. Their commitment to keeping loans in-house rather than selling them to third parties ensures consistent customer service throughout the loan term.

Guild Mortgage operates extensively throughout Tennessee with multiple branch locations serving the Middle Tennessee region. They offer a comprehensive range of mortgage products with particularly strong programs for first-time homebuyers and government-backed loans. Their local loan officers have deep knowledge of the Dover market and surrounding Stewart County area. Guild is known for their competitive rates and efficient processing, with many customers praising their ability to handle complex loan scenarios. The company has received numerous industry awards for customer satisfaction and maintains an A+ rating with the Better Business Bureau.