Top 3 Mortgage Lenders in Estill Springs

First Community Mortgage is one of Tennessee's most respected regional mortgage lenders with an exceptional reputation for customer service and competitive rates. As a division of First Community Bank of Tennessee, they have deep roots in the state and extensive experience serving rural communities like Estill Springs. They specialize in USDA loans which are particularly beneficial for rural homebuyers, and their local loan officers provide personalized service with deep knowledge of the local market conditions in Franklin County and surrounding areas.

First National Bank of Middle Tennessee has been serving the region for over a century and maintains a strong physical presence just 15 minutes from Estill Springs in Tullahoma. As a community bank, they offer personalized mortgage services with local decision-making authority, allowing for faster processing and more flexible underwriting. Their mortgage team has extensive experience with rural properties and understands the specific needs of Franklin County residents, offering competitive construction loans and conventional mortgage products with exceptional local service.

Fairway Independent Mortgage is a nationally recognized mortgage lender with a strong Tennessee presence and multiple awards for customer satisfaction. Their Rutherford County branch actively serves the Estill Springs area and specializes in rural housing loans including USDA programs. They consistently receive top ratings for their streamlined application process, competitive rates, and exceptional communication throughout the loan process. Their loan officers have specific expertise with Tennessee's rural property markets and offer a wide range of loan products to meet various borrower needs.