Top 3 Mortgage Lenders in Kelso

First National Bank of Pulaski is a highly-rated community bank serving southern Middle Tennessee, including Kelso and Lincoln County. With over a century of local banking experience, they offer personalized mortgage services with competitive rates and deep understanding of rural property financing. Their mortgage team receives exceptional reviews for responsive communication and guiding borrowers through the entire process. As a local institution, they understand the unique aspects of financing properties in the Kelso area and maintain strong relationships with local real estate professionals.

Fayetteville Mortgage & Investment is a dedicated mortgage brokerage serving Lincoln County and surrounding areas, including Kelso. With nearly 25 years of experience, they have built an outstanding reputation for securing competitive rates and providing exceptional customer service. They specialize in rural property financing and USDA loans, which are particularly relevant for the Kelso area. Customers consistently praise their attention to detail, transparent communication, and ability to close loans efficiently. Their local expertise and extensive lender network make them a top choice for Kelso residents.

ORNL Federal Credit Union is one of Tennessee's largest credit unions with a strong presence across 21 counties in East Tennessee, serving Lincoln County and Kelso residents. With over 75 years of financial service experience, they offer competitive mortgage rates and exceptional member service. Their mortgage team receives high marks for personalized attention and expertise in various loan programs, including specialized options for rural properties. As a member-owned cooperative, they prioritize customer satisfaction over profits, resulting in consistently high ratings and loyal members throughout their service area.