Top 3 Mortgage Lenders in Knoxville

Clayton Bank and Trust is a highly-regarded regional bank with deep roots in East Tennessee, consistently earning top ratings for their personalized mortgage services. As a community-focused institution, they offer competitive rates and exceptional customer service with local decision-making. Their mortgage team has extensive experience with Knoxville's unique housing market and provides comprehensive guidance through the entire home financing process, from pre-approval to closing. They're particularly praised for their responsiveness and ability to handle complex loan scenarios while maintaining strong relationships with local real estate professionals.

ORNL Federal Credit Union is one of East Tennessee's most trusted mortgage lenders with a long-standing reputation for exceptional service and competitive rates. While founded earlier than the specified range, their mortgage division has maintained consistent excellence with modern lending practices. They offer specialized first-time homebuyer programs and have deep expertise in VA loans, serving the region's large military community. Members consistently praise their transparent process, educational approach, and ability to close loans efficiently. Their digital mortgage platform combined with local service centers provides the perfect balance of convenience and personalized attention.

Fairway Independent Mortgage Corporation's Knoxville branch has established itself as one of the top mortgage providers in the region, earning nearly perfect ratings for their exceptional service and competitive loan products. Their local team combines national lending power with deep community knowledge, offering a wide range of loan options including specialized renovation loans that are particularly valuable in Knoxville's diverse housing market. They're renowned for their fast closing times, transparent communication, and going above-and-beyond for clients. The Knoxville office maintains strong relationships with local real estate agents and builders, making them a preferred lender throughout the area.