Top 3 Mortgage Lenders in Lafayette

Wilson Bank & Trust is a highly-rated community bank with deep roots in Middle Tennessee, serving Macon County and Lafayette area for decades. They maintain exceptional 4.8-star ratings across multiple platforms with customers praising their personalized service, local decision-making, and competitive rates. As a community bank, they understand the unique needs of rural Tennessee homeowners and offer specialized construction and USDA loans perfect for the Lafayette market. Their mortgage team includes local experts who provide face-to-face service and understand the local real estate landscape.

Churchill Mortgage is a Nashville-based mortgage lender with nationwide reach and strong Tennessee presence, consistently rated among the top mortgage lenders in the region. They specialize in purchase mortgages and have extensive experience serving rural Tennessee communities like Lafayette. With over 4,500 reviews averaging 4.7 stars, customers consistently praise their educational approach, transparent process, and competitive rates. Their expertise in USDA and VA loans makes them particularly well-suited for the Lafayette area, and they have dedicated loan officers familiar with Macon County.

First Freedom Bank has a physical branch location right in Lafayette, making them the most locally accessible mortgage lender for the community. They specialize in serving rural Middle Tennessee with particular expertise in agricultural and land loans that are essential for the Lafayette area. With 4.6-star ratings, customers appreciate their hometown approach, quick response times, and understanding of local property values. Their loan officers live and work in the community, providing personalized service and deep knowledge of Macon County's real estate market. They offer competitive construction and renovation loans perfect for the growing Lafayette area.