Top 3 Mortgage Lenders in Lancaster

Churchill Mortgage is one of Tennessee's most respected mortgage lenders with a strong presence throughout Middle Tennessee. Founded by industry veteran Mike Hardwick, the company has built an exceptional reputation for personalized service and competitive rates. They specialize in various loan programs including government-backed loans that are popular in rural areas like Lancaster. With over three decades of experience and numerous industry awards, they consistently receive high marks for their transparent process and dedicated loan officers who provide personalized guidance throughout the entire mortgage journey.

Regions Bank has a strong regional presence throughout Tennessee with multiple branches serving the Lancaster area. Their mortgage division offers comprehensive lending services with the advantage of local branch support combined with the resources of a major financial institution. Regions is particularly noted for their competitive rates on USDA loans, which are ideal for Lancaster's rural setting. They provide both in-person and digital mortgage experiences, and their long-standing community presence ensures they understand the local real estate market dynamics. Customers consistently praise their responsive service and smooth closing processes.

Guild Mortgage has established a strong reputation throughout Middle Tennessee with dedicated local loan officers who serve the Lancaster area. As a top-10 purchase lender nationally, they offer a wide array of loan products including specialized programs for rural properties. Their "More Than A Mortgage" approach includes educational resources and personalized service that has earned them numerous customer service awards. Guild is particularly praised for their efficiency in processing and closing loans, with many customers noting they beat expected timelines. Their extensive experience with USDA and FHA loans makes them an excellent choice for Lancaster homebuyers.