Top 3 Mortgage Lenders in Livingston

First National Bank of Tennessee is a community-focused institution with deep roots in the Livingston area, consistently rated as one of the top mortgage lenders in the Upper Cumberland region. Their local underwriting team provides personalized service and competitive rates, with particular expertise in rural housing loans and first-time homebuyer programs. The bank's strong community presence and long-standing reputation for reliability make them a trusted choice for local home financing.

PrimeLending's Cookeville office serves the entire Livingston area with a comprehensive range of mortgage products and exceptional customer service ratings. They specialize in both purchase and refinance transactions, offering competitive rates and streamlined digital processing. Their local loan officers have extensive knowledge of the Livingston market and provide personalized guidance through the entire mortgage process, making them a popular choice for buyers throughout Overton County.

Wilson Bank & Trust maintains a strong physical presence in Livingston with a dedicated mortgage team that understands the local real estate market. They offer competitive rates and flexible terms, with particular strength in construction lending and rural property financing. Their commitment to community banking principles combined with modern mortgage technology provides borrowers with both personalized service and efficient processing. The bank's long history and stable financial foundation make them a reliable choice for Livingston area homebuyers.