Top 3 Mortgage Lenders in Memphis

As a Memphis-based financial institution with deep roots in the community, First Horizon Bank offers exceptional local mortgage expertise combined with the stability of a long-established regional bank. Their mortgage team provides personalized service with competitive rates and deep knowledge of the Memphis real estate market. Customers consistently praise their efficient processing, local underwriting, and commitment to making homeownership accessible throughout Shelby County and the greater Memphis area.

Churchill Mortgage's Memphis branch has built an outstanding reputation for providing exceptional customer service and expert mortgage guidance. As a direct lender with local decision-making authority, they offer competitive rates and streamlined processes. Specializing in both purchase and refinance loans, their team excels at helping first-time homebuyers navigate the mortgage process while maintaining strong relationships with local real estate professionals throughout the Memphis metropolitan area.

Movement Mortgage has established a strong presence in Memphis with their innovative mortgage solutions and commitment to rapid closing times. Known for their "Make A Movement" philanthropic initiatives in local communities, they combine national lending power with personalized local service. Their Memphis team receives consistently high marks for responsiveness, digital mortgage experience, and expertise with various loan programs, particularly serving military families with VA loans and first-time buyers with FHA options.