The Best Mortgage Lenders in Pleasant View, TN
Compare verified mortgage lenders serving Pleasant View, Tennessee. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Pleasant View
Featured Mortgage Lenders
Mortgage Solutions Financial
Mortgage Solutions Financial
Mortgage Solutions Financial is a highly-rated local mortgage broker serving the entire Middle Tennessee region including Pleasant View. With nearly 300 excellent reviews, they specialize in personalized service and competitive rates for all loan types. Their team of experienced loan officers provides comprehensive guidance through the entire mortgage process, making them a top choice for Pleasant View homebuyers seeking local expertise with a personal touch.
Loan Types:
Churchill Mortgage
Churchill Mortgage
Churchill Mortgage is a well-established Tennessee-based lender with a strong reputation throughout the state, including service to Pleasant View residents. Founded by industry expert Dave Ramsey's endorsed provider, they emphasize debt-free home buying principles and exceptional customer education. With decades of experience and hundreds of positive reviews, they offer competitive rates and comprehensive loan options with a focus on responsible lending practices.
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First Horizon Bank
First Horizon Bank
First Horizon Bank (formerly First Tennessee Bank) is one of the largest regional banks serving Tennessee with extensive experience in mortgage lending throughout the state, including Pleasant View. As a established financial institution with deep roots in Tennessee communities, they offer competitive mortgage rates and a wide range of loan products. Their local branch network and digital mortgage capabilities provide convenience and personalized service for Pleasant View homebuyers seeking the stability of a well-established regional bank.
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Frequently Asked Questions
Common questions about mortgage lending in Pleasant View, TN
Are mortgage rates in Pleasant View, TN, typically higher or lower than the national average?
Mortgage rates in Pleasant View generally align with national averages, but local competition among lenders in the fast-growing Cheatham County area can sometimes lead to competitive offers. It's wise to compare rates from both local community banks and larger regional lenders, as they may have different promotions for this popular suburban market.
What local or state programs are available for first-time homebuyers in Pleasant View?
Tennessee Housing Development Agency (THDA) offers the Great Choice Home Loan program, which is widely used by Pleasant View buyers. This program provides competitive fixed-rate mortgages with down payment assistance. Additionally, some local lenders may offer special programs for professionals like teachers or first responders in the community.
How does Pleasant View's growth and proximity to Nashville affect mortgage lending and appraisals?
Pleasant View's rapid growth as a Nashville suburb means appraisals must carefully compare similar properties, as home values have increased significantly. Lenders are familiar with this market trend but may require more recent comparables due to the fast-paced appreciation. This growth also means more lenders are actively competing for business here.
Are there specific mortgage considerations for buying older homes versus new construction in Pleasant View?
Yes, Pleasant View has both historic homes and new developments. For older homes, lenders may require additional inspections for foundations, septic systems (common in older areas), and well water. For new construction in developments like Westhaven or other subdivisions, builders often have preferred lenders offering closing cost incentives.
What should I know about property taxes and insurance when calculating my mortgage payment in Pleasant View?
Cheatham County property taxes are relatively moderate compared to Davidson County, but have been increasing with growth. Your lender will include estimated taxes and insurance (including possible flood insurance for properties near the Harpeth River) in your payment calculation. It's important to get accurate quotes as these can significantly affect your total monthly payment.
Nearby Cities
Explore mortgage lenders in cities near Pleasant View, TN
Why Choose a Mortgage Lender in Pleasant View?
Local Market Knowledge
Lenders who understand Pleasant View's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Tennessee.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Pleasant View and get competitive rates on your home loan.