Top 3 Mortgage Lenders in Santa Fe

First Farmers & Merchants Bank is a highly-rated community bank with deep roots in Middle Tennessee, serving Santa Fe and surrounding rural communities for over a century. Their mortgage department receives exceptional reviews for personalized service and competitive rates, particularly valued by rural homebuyers. As a local institution, they understand the unique needs of Santa Fe residents and offer specialized USDA rural development loans perfect for the area. Their long-standing presence and commitment to community banking make them a trusted choice for mortgages in Maury County and surrounding regions.

Renasant Bank maintains a strong regional presence throughout Tennessee with a dedicated mortgage team serving Santa Fe and Maury County. They receive consistently high marks for their responsive service and competitive loan products, particularly for first-time homebuyers and rural properties. Their expertise with USDA loans makes them well-suited for Santa Fe's rural character, and they offer construction loans for those building homes in the area. With over a century of banking experience, Renasant provides the stability of an established financial institution with the personal attention of a community bank.

Churchill Mortgage is a Tennessee-based mortgage lender with an outstanding reputation statewide, serving Santa Fe and surrounding communities with exceptional dedication. Founded by industry expert Barry Habib, they receive phenomenal customer reviews for their educational approach, transparent process, and competitive rates. Their expertise with rural properties and USDA loans makes them particularly valuable for Santa Fe homebuyers. As a Dave Ramsey-endorsed local provider, they emphasize debt-conscious lending and financial education, ensuring clients make informed mortgage decisions. Their Nashville-area headquarters allows for convenient service while maintaining deep understanding of Tennessee's rural markets.