Top 3 Mortgage Lenders in Sewanee

FirstBank is one of Tennessee's largest and most established community banks with a strong presence in Franklin County and throughout the Middle Tennessee region. They have deep roots in the Sewanee area and are known for their personalized service and local decision-making. Their mortgage team specializes in both purchase and refinance loans with competitive rates, and they have particular expertise with rural properties common in the Sewanee area. With over a century of operation, they offer the stability of a large institution with the personal touch of a local community bank.

As one of Tennessee's largest credit unions, Ascend serves the entire Middle Tennessee region including Sewanee and Franklin County. They are particularly praised for their competitive rates and exceptional member service. Their mortgage specialists are known for guiding borrowers through the entire process with transparency and expertise. Ascend offers special programs for first-time homebuyers and has extensive experience with USDA rural development loans, which are particularly relevant for the Sewanee area. Their not-for-profit structure often results in lower fees and better terms for qualified borrowers.

Guild Mortgage has a strong local presence in Middle Tennessee with experienced loan officers who specifically serve the Sewanee and surrounding areas. They are nationally recognized but maintain local expertise, particularly valuable for the unique property types found in the Sewanee area. Guild is known for their innovative loan programs and exceptional customer service, with many reviews highlighting their responsiveness and attention to detail. They offer a wide range of loan products and have special expertise in helping borrowers with unique financial situations or property types, making them an excellent choice for the diverse housing market around Sewanee.