Top 3 Mortgage Lenders in Somerville

First Horizon Bank stands as one of the most established and highly-rated mortgage lenders serving the Somerville area through their extensive West Tennessee network. With deep roots in the region dating back over 150 years, they offer exceptional local market knowledge combined with the resources of a major regional bank. Their mortgage team receives consistently outstanding reviews for personalized service, competitive rates, and expertise with rural property financing—particularly valuable for Somerville homebuyers. Customers praise their efficient processing, transparent communication, and ability to navigate complex loan scenarios with professionalism.

Magna Bank has built an outstanding reputation throughout West Tennessee for providing exceptional mortgage services with a community-focused approach. Serving the Somerville area through their regional presence, they specialize in understanding the unique needs of rural and suburban homebuyers in Fayette County. Their mortgage team receives high marks for responsive service, local decision-making authority, and expertise with USDA rural development loans—a significant advantage for Somerville residents. Reviewers consistently highlight their competitive rates, straightforward process, and commitment to customer satisfaction from application through closing.

The Mortgage Depot consistently ranks among the highest-rated mortgage brokers serving the Greater Memphis area, including Somerville and Fayette County. As an independent mortgage broker, they offer access to multiple lenders and highly competitive rate options that traditional banks often cannot match. Their team receives exceptional reviews for creative problem-solving, particularly with challenging property types and unique financial situations common in rural markets. Customers praise their extensive knowledge of USDA and FHA programs, transparent fee structure, and dedication to finding the optimal loan solution for each borrower's specific needs.