Top 3 Mortgage Lenders in Sparta

United Community Bank is a highly-rated regional financial institution with a strong presence in Middle Tennessee, serving Sparta and surrounding areas. With over three decades of experience, their mortgage team provides personalized service and competitive rates. They are particularly known for their expertise in rural housing loans, making them an excellent choice for Sparta residents. Customers consistently praise their responsive communication and smooth closing processes, with many noting their ability to handle complex financing situations effectively.

The Mortgage Group specializes in serving the Upper Cumberland region including Sparta, with two decades of dedicated mortgage lending experience. They are renowned for their exceptional customer service and deep knowledge of local market conditions. Their team offers comprehensive loan options with particular strength in USDA rural development loans, which are highly relevant for Sparta homebuyers. Reviewers consistently highlight their transparency, competitive rates, and ability to close loans quickly and efficiently.

Fairway Independent Mortgage is a nationally recognized mortgage lender with a strong local presence in Cookeville that actively serves Sparta and White County. With nearly 30 years in business, they combine national resources with local expertise, offering competitive rates and a wide variety of loan products. Their local team has extensive experience with Tennessee housing programs and rural property financing. Customers frequently mention their professional yet personal approach, with many noting the loan officers go above and beyond to ensure successful closings.