Top 3 Mortgage Lenders in Sugar Tree

Churchill Mortgage has built an outstanding reputation across Middle Tennessee with over three decades of service. As a Dave Ramsey-endorsed local provider, they offer personalized service and competitive rates specifically tailored for rural communities like Sugar Tree. Their expertise with USDA loans makes them particularly valuable for buyers in more rural areas of Hickman County. The company maintains strong local relationships and provides comprehensive mortgage education throughout the homebuying process.

First Horizon has deep roots in Tennessee with over 150 years of service and maintains a strong presence throughout Middle Tennessee. They offer specialized rural lending programs perfect for Sugar Tree residents and provide local decision-making through their Nashville regional office. Their construction-to-permanent loans are particularly valuable for buyers building in more rural areas. With extensive experience serving Hickman County, they understand the unique needs of rural property financing.

Ascend Federal Credit Union serves multiple counties in Middle Tennessee, including Hickman County where Sugar Tree is located. They offer exceptionally competitive rates for members and have specific programs for rural property financing. Their first-time homebuyer programs and low-down-payment options make homeownership accessible for Sugar Tree residents. With local branches throughout the region and deep community involvement, they provide personalized service with the benefits of a member-owned financial institution.