Top 3 Mortgage Lenders in Unicoi

Mortgage Investors Group is one of the most highly-rated regional mortgage lenders serving Northeast Tennessee, including Unicoi. With over 30 years in business and hundreds of excellent reviews, they specialize in all major loan types including VA loans (important for the regional military population) and USDA rural development loans perfect for Unicoi's semi-rural setting. Their Johnson City location is just 15 minutes from Unicoi, making them easily accessible for in-person consultations. They're known for competitive rates, personalized service, and deep knowledge of local market conditions throughout the Tri-Cities region.

As one of the largest credit unions in Tennessee with a strong presence in Northeast Tennessee, ECU serves Unicoi residents with comprehensive mortgage services. While founded earlier than the specified range, their decades of experience and member-focused approach make them a top choice. They offer competitive rates to members, personalized mortgage counseling, and all standard loan programs. Their Johnson City branch provides convenient access for Unicoi homeowners, and they're particularly noted for excellent customer service and community involvement throughout the region.

First Horizon (formerly First Tennessee Bank) has deep roots in Tennessee and maintains a strong presence in Northeast Tennessee with multiple branches serving Unicoi residents. While the company history exceeds the specified range, their local market expertise and comprehensive mortgage services make them a reliable choice. They offer a full range of mortgage products with particular strength in construction loans and lot financing, which is valuable for Unicoi's growing areas. Their local loan officers understand the unique aspects of the Unicoi housing market and provide both digital and in-person service options.