Top 3 Mortgage Lenders in Ace

Scott Sowell's team at Fairway Independent Mortgage is one of the highest-rated mortgage operations in Montgomery County, serving the entire region including Ace, Texas. With over two decades of experience and exceptional 4.9-star ratings across multiple platforms, they specialize in personalized service for rural properties and acreage homes common in the Ace area. Their extensive knowledge of USDA rural development loans makes them particularly valuable for Ace residents. The team is known for competitive rates, transparent communication, and navigating complex rural property transactions with expertise.

As a Texas-born community bank with strong regional presence, Spirit of Texas Bank has extensive experience serving rural communities throughout East Texas, including the Ace area. Their mortgage division receives consistently high marks for local decision-making and understanding the unique needs of rural property buyers. They offer specialized land loan programs and construction financing that are particularly valuable in areas like Ace where custom home building is common. With deep Texas roots and community-focused approach, they provide personalized service that larger national lenders often cannot match.

Chris Bennett's Guild Mortgage office in Conroe serves Montgomery County and surrounding rural areas including Ace, Texas. With Guild's national backing and local expertise, this team specializes in rural property financing and has particular strength with USDA loans that benefit Ace homebuyers. They maintain excellent 4.7-star ratings for their responsive service and competitive rate offerings. The Conroe location provides convenient in-person service for Ace residents while offering the resources of a major mortgage lender. Their renovation loan expertise is valuable for the older or unique properties often found in rural East Texas.